30 years of experience to make this a smooth transaction.

We will guide you through each step of the process, whether you are a first time buyer or just looking for your next purchase.

Lower your rate or take cash out of your equity for any reason, from retirement to remodeling.

Use low down payment government loans to help facilitate your transaction in special circumstances.

 HomeStyle Renovation Loans allow for the construction/renovation of Accessory Dwelling Units (ADU’s)

what people say

Some of our Awesome Testimonials

We will only go with Cal Tech Mortgage! Used them on a couple of different occasions (home buy and refi). They are super knowledgeable about different options and will work with you to custom fit the best option with your personal goals. They are trust-worthy, friendly and responsive and made the process SO much easier…

Brent Barnett

Not only did we feel confident we got the very best rate, we also knew we were getting good advice from an agent whose character and work ethic we could trust. I also appreciated the personal touch–actual phone calls when needed not just a sea texts and emails. Mike’s timely reminders kept the transaction moving…

Lisa McDonald

Working with Mike at Cal Tech was great. Process moved fast, answered all the questions we had. Provided great guidance when need. Highly recommend Cal Tech Mortgage and Mike.

Don Duffy

Mike is extremely responsive – he pushes to complete the loan as quickly and smoothly as possible. I’d highly recommend him!

Justin Cosgrove

Caltech Mortgage went above and beyond to help setup our mortgage for us. Mike is extremely knowledgeable and truly cares about his clients. I plan to use Cal Tech mortgage for every house purchase in the future. Thank you again Cal Tech Mortgage!

Nathan Finn
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Have questions?

Call today for your free pre-approval!

949-397-2181

mk@caltechmortgage.com

CTM Loans Inc NMLS# 1171062